Employee Voluntary Benefits

We can help you attract and retain employees by providing you with a complete menu of voluntary insurance benefit options at little or no cost to your business.

Employee Voluntary Benefits allow you to partner with Main Street Insurance Group to provide your employees with a wide range of specialized insurance offerings such as dental, vision, disability, long-term care, life, auto, and home. Your employees can get this coverage at a significant discount thanks to Main Street Insurance Group’s special arrangements with leading insurance carriers.


Voluntary Insurance Benefits Products

  • Dental—traditional plans that allow employees to go to their choice of dentists
  • Term life—group or individual plans including voluntary executive life, level term to age 95, five-year level term, and executive term life
  • Universal life—offers permanent and portable life insurance that can be standalone or act as a supplement to the employer-provided term coverage
  • Short-term disability—flexible plans with optional waiting periods of 14, 30, 90, or 180 days, with benefit periods of six or 12 months
  • Long-term disability—supplement to short-term disability or employer provided sick leave designed to provide income protection for five years or to age 65
  • Accident insurance—covers employees against lost income due to off-the-job injury
  • Major illness—pays a benefit, in addition to any other coverage, for treatment of cancer, heart attack, stroke, 30 specified diseases, intensive care, and vital organ transplants
  • Vision—choices include either a fully insured or a discount services plan
  • Legal plans—may either be a fully insured or discount services plan
  • Long-term care—protects against the high cost of providing custodial care for the elderly and infirmed
  • Discount health services—provides participants with discounts to fees charged for dental, vision, cosmetic surgery, chiropractic, alternative medicine, hearing, and physician services

Your employees can get this coverage at a significant discount thanks to Main Street Insurance Group’s special arrangements, through our affiliates, with leading insurance carriers.


For more information or to start your policy today, contact our sales representatives at 1-866-351-MSIG(6744)